Welcome to Optum Bank
Optum Bank, a part of Optum Financial, is connecting health and finances in unprecedented ways.
An HSA is like no other savings account. The money goes in on a pre-taxed basis through payroll contributions, grows income tax-free and comes out income tax-free when you use it for qualified medical expenses. Plus, you can carry over unused available funds from year to year and the account is yours to keep even if you change jobs, change health plans or retire.
Health Finance Ed Center
Health care and finances are more connected than ever. Browse our resources below to learn how to make the most of your health accounts and estimate how much you should save.
Visit our resource hub to browse all of our resources, from videos to financial wellness articles. You'll find educational materials to help you make better decisions on how to save, pay and invest your health care dollars now and into retirement.
Manage your HSA contributions
Are you taking full advantage of all of your HSA's tax benefits by contributing the maximum each year? Doing so will help you feel prepared for expected, and unexpected, health care costs.
Use, don't lose, your FSA funds
Remember to use your 2021 FSA money for eligible expenses. Browse tips on how to help manage your FSA funds.
News and regulatory updates
Browse our resources below for the latest regulation and legislative changes that may impact your health accounts.
2023 HSA contribution limits announced
The IRS announced an increase in HSA contribution limits for the 2021 tax year.
2022 FSA limits announced
The IRS announced an increase in contribution limits for the 2022 tax year.
Amounts paid for certain PPE treated as qualified medical expenses
PPE such as masks, hand sanitizer and sanitizing wipes purchased for preventing the spread of COVID-19 are now treated as qualified medical expenses.